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Is Having An Emergency Fund Just A Waste Of Time?

An emergency fund is essential for both financial stability and mental peace of mind in the area of personal finance. It offers a safety net for unforeseen costs or emergencies…

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Savings Account or Term Deposit – Which Is KING?

When it comes to saving money, you have several options available to you. Savings accounts and term deposits are two prominent options. But which is the best option for you?…

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